WelcomeQualification Criteria

To Qualify For One Of
GoKapital’s Loan Programs

Our Team Of Financial Experts
Is Ready To Assist You Throughout Our Qualification Criteria.

→ 12 months of operation
→ $30,000 or more in credit card sales
→ Less than 7 days with negative balances per month
→ No minimum credit score

→ 700+ Credit Score
→ Less than 45% Utilization
→ At least 5 Tradelines
→ Minimal Recent Inquiries

→ Loan from $100K to $50M
→ Purchase or cashout refinance – LTV from 60% to 80%
→ Located in the US
→ Non-owner occupied investment property

→ Loans from $200K to $5MM
→ Credit Score of 680+
→ 2 Years in Business
→ Profitability on Business Tax Returns

→ 12 Months of Operation
→ $30,000 or more in monthly revenue
→ Less than 7 days with negative balances per month
→ No Minimum credit score

→ $30,000 or more in monthly revenue
→ Credit score of 550+
→ Invoice related to business-related equipment
→ 6 months of operation

→ Loan from $100K to $50M
→ Purchase or cashout refinance – LTV from 60% to 80%
→ All property types eligible
→ Credit Score of 580+

→ Refinance $50,000 to $5,000,000
→ Credit Score of 550+
→ 1 Year in Business
→ No Default History