GoKapital, Inc. is a reputable business loan company that specializes in providing startup funding and real estate financing to business owners and investors across the United States. With an A rating from the Better Business Bureau, GoKapital offers a wide range of financing solutions to help businesses grow, such as working capital loans, equipment financing, unsecured business financing, business lines of credit, and both commercial and residential real estate financing for investment properties.
Established in 2013, GoKapital was founded by Chris Moreno with the aim of addressing the challenge faced by small and medium-sized businesses in obtaining the necessary capital to expand and sustain their operations. As traditional lending institutions have tightened their lending standards, GoKapital recognized the need for alternative funding options and developed a system that matches borrowers with the best working capital options available to them.
One of the standout advantages of working with GoKapital is their All-In-One Funding platform, which provides a comprehensive range of financing solutions to suit various business and real estate needs. Their quick financing process ensures that businesses can receive loan approval and access funds within 24 hours, offering a faster alternative to traditional bank loans.
GoKapital strives to deliver exceptional customer service, making the application process stress-free and transparent. They provide a loan calculator and guidelines to help borrowers determine how much they can borrow, ensuring they are well-informed throughout the process. With a commitment to simplifying the lending process, GoKapital aims to assist business owners in securing the funds they need as quickly and easily as possible.
While GoKapital offers numerous benefits, it’s essential to consider the potential drawbacks. For instance, qualifying for large cash advances from merchants might be a requirement. Additionally, unsecured short-term business loans are only available in approximately 30 states, and accounts receivable financing is not provided.
GoKapital offers a broad overview of rates and conditions for different loan options, which may vary based on individual circumstances. Some of their loan products include merchant cash advances, business lines of credit, startup business loans, small business loans, unsecured loans, equipment financing and leasing, and SBA loans. Borrowers can use the online application process and provide necessary documents such as personal identification, business bank account statements, and business tax information to initiate the borrowing process.
In conclusion, GoKapital stands as a reputable business loan company that provides a range of funding options and real estate financing to support the growth and development of businesses. Their commitment to transparency, quick financing, and personalized customer service makes them a viable choice for business owners in need of capital. However, it’s crucial to carefully review the terms and conditions and consider individual eligibility before proceeding with any loan application.