All industries – No Collateral!

Small Business Loan
Instant Pre-Approval

On $20,000 - $5,000,000
Fast Working Capital For Small Businesses

APPLY TODAY!

SBA Loans | Equipment Financing | Asset-Based Loans | Revenue Based | Startup Loans

Business Loan makes financing straightforward and simple

Whether you’ve been in business for years or are just starting out, you probably understand that running a successful company requires working capital.
Not only we can help you find the right loan for your business, but we will also guide you throughout the entire process and review all parts of the application with you in order to quickly secure business financing.
Our lending network is made up of many financial institutions that focus on providing small business loans, which include: SBA Loans | Equipment Financing | Asset-Based Loans | Revenue Based | Startup Loans
WHO QUALIFIES?

Businesses with strong performance, even owners with poor credit histories can be approved.

FASTER APPROVAL

You’ll receive an answer on your application from us within 24 hours and funds are deposited the same day in most cases. Banks require 4-6 weeks on average.

SIMPLE APPLICATION PROCESS

Only a simple application & 6 months of bank and/or credit card statements are needed no business plans required!

RENEWAL IS QUICK & EASY

For clients in good standing, the renewal process can be handled in 2-3 hours.

NO COLLATERAL NEEDED

We only look at the health of your business and no personal collateral is needed.

AFFORDABLE PAYMENTS

Payback your funds with small daily, weekly, or monthly payments unlike the large payments required by traditional banks.

Easy Application

Our easy application process only takes 3 minutes and can be done online.

Receive an Offer

You will receive an offer within 24 hours after we receive your documentation.

Accept Your Loan

After accepting your loan, our specialists will assist you in understanding your options.

Receive Funds

With minimal documents, funds in your account the same day you accept!

Small Business Administration Loans

offers a variety of loan programs to small businesses

Small Business Administration Loans

The Small Business Administration (SBA) offers a variety of loan programs to small businesses. The SBA doesn’t disburse loans directly; rather it provides lenders with a Federal guarantee for a defined maximum and minimum amount. Because of this, the terms of an SBA loan will vary based on lender-specific guidelines.

For the most part, these loans have lower down payments and longer terms. One of the most popular programs is the SBA 7(a) loan, which was established to assist existing small businesses and start-ups obtain financing for various general business purposes.

The most common uses of loans under this program include working capital, machinery and equipment, and commercial real estate.

SBA Paycheck Protection Program (PPP) is also available offering a 1% fixed APR rate for the life of the loan, payments are deferred for 10 months, and you may qualify for loan forgiveness.

Equipment Leasing and Revenue Based Loans

Equipment financing can be used to obtain business-related machinery such as vehicles, restaurant freezer/oven, industrial machines, construction equipment, and just about anything essential machine. There are a wide number of benefits associated with this type of transaction from tax deductions to more cash flow it even helps you stay ahead of your competition by always having the newest equipment.

Qualifying for equipment leasing is easy with GoKapital, simply apply online, send us 6 months of bank statements an invoice of the equipment you want to finance. We should have an answer in 24 to 48 hours, all industries are welcomed.

Revenue-based financing has been growing in popularity due to its easy access to capital for businesses. This type of financing takes into account the company's past performance and not just relying on the owner's credit score. Opening the door to small businesses that typically won't qualify with a traditional bank. The revenue-based requirements are simple as long as your business has been established for 1 year and your average gross monthly deposits are at least $30,000 you will qualify.

All industries are eligible, no minimum credit score is required and funding can take place in 24 hours after you have been approved.

Small Business Loans Requirements

Small Business Loans
Requirements

  • The business must be active for at least 12 months
  • Monthly gross income of $30,000 or more (reflected in business bank statements)

Necessary Documents:

  • Signed GoKapital Application
  • 2 Years of Business Returns
  • 1 Year of Personal Tax Returns
  • If a loan request above $150,000
  • Year-to-date financial statements (Profit & Loss Statement and Balance Sheet)
Map out your financial success

Map out your
financial success

We develop innovative strategies that
help you make the most of your.
  • Flexible care benefits
  • Disability waiver of monthly deduction
  • Guaranteed insurability option
Protection with a single policy

Protection with
a single policy

We develop innovative strategies that
help you make the most of your.
  • Flexible care benefits
  • Disability waiver of monthly deduction
  • Guaranteed insurability option
How Life Insurance Protects a Mortgage

Protection with
a single policy

Typically used by couples with large estates
to pay taxes, or to leave a charitable gift.
  • Flexible care benefits
  • Disability waiver of monthly deduction
  • Guaranteed insurability option